OUR SERVICES:
LTM ELITE CONSULTING, LLC
Effectively Serving Others To Navigate The Process Much More Smoothly. As Sometimes That Independent Eye Can Identify Obstacles On Your Path!
Financial Clarity Through Audit and Strategy
We operate on a transparent flat-fee model focused entirely on auditing, consulting, and strategic guidance for individuals and families who want clarity and confidence in managing their financial future.
Our work is centered on helping understand how their financial system function so they can make thoughtful, informed decisions over time. We focus on long-term thinking, behavioral discipline, and clear financial structure rather than quick solutions or reactive decisions.
Organize A Clear Path Forward:
Remember: As There Are No Hidden Fees, No Contracts, No Insurance Sales, And No Commissions. You Only Pay For Each Session, What We Agreed Up-Front.
FINANCIAL CLARITY & STRATEGY SESSION
This one-time Financial Clarity & Strategy Session is designed to simplify your financial life and give you a clear, personalized plan forward.
What This Session Helps You Do:
This session is designed to help you:
- Understand where your income, savings,and finacial structure.
- Get clarity on your current saving and investing approach
- Identify simple improvements to your financial structure
- Build a clear step-by-step plan for your next moves
What We Cover:
1. Your Financial Overview
We walk through your income, spending, savings, and overall financial picture so you can clearly see where you stand.
2. Investing & Retirement Accounts (Education-Based)
We explain how accounts like IRA, Roth IRA, and 401(k) work and help you understand how they may fit into your goals.
3. Tax & Contribution Basics (Simple Strategy View)
We break down how taxes and contributions affect your long-term growth in a simple, easy-to-understand way.
4. Your Personal Financial Roadmap
You leave with a clear plan that shows:
- What to focus on first
- What to improve next
- What steps make the biggest difference
What You Walk Away With
By the end of the session, you will have:
A clear understanding of your financial situation
A simple strategy you can follow
A prioritized list of next steps
Confidence in your financial direction
The Engagement Process
Our "FINANCIAL CLARITY & STRATEGY SESSION" is designed to be high-impact and stress-free:
A step-by-step tutorial session focused on your data. We remove the jargon and build your custom system in real-time. Usually 75-90 minutes time to implement.
Choose Your Location
- Virtual: Meet from anywhere via secure video call.
- Research Park: 12001 Research Parkway
Note: In-person meetings require a $35 office/convenience fee paid 48 hours in advance. - Location as we both agreed in advance
Ready to replace confusion with a customized financial system?
Schedule A Chat Today
To book, please use the link below to submit the payment we discussed. Be sure to add the note '' FINANCIAL CLARITY & STRATEGY SESSION " to the transaction."
We will contact you within 48 hours to schedule. Meetings are typically set within one to two weeks.
IMPLEMENTATION SESSION (OPTIONAL)
Set Up, Action & Structure
Once you have clarity on your financial strategy, the next step for most of our clients is implementation turning your plan into real-world action.
This session is designed for clients who want hands-on guidance to set up and organize their financial plan correctly.
What This Session Is For
This is a practical, step-by-step support session focused on helping you:
- Set up and organize retirement accounts (such as IRA or Roth IRA)
- Understand how to apply your financial plan in real life
- Structure your accounts based on your strategy
- Remove confusion around “how to actually do it”
What We Cover
1. Account Setup Guidance
We walk through how different account types work and how to properly set them up based on your personal strategy.
2. Investment Structure & Allocation Setup
We help you understand how to organize your investments in a simple, structured way based on your risk profile and goals.
3. Step-by-Step Implementation Support
We break your strategy into clear, actionable steps so you know exactly what to do and in what order.
What You Walk Away With
By the end of this session, you will have:
A clear understanding of how to implement your plan
Step-by-step direction for account setup and structure
Confidence in executing your financial strategy
A simplified system you can maintain going forward
Initial Intensive:
- Up To Two If Neded Sessions: Focused step-by-step tutorials delivered within 21 days window to remove stress and confusion. Usually 75-90 minutes time to implement.
- Follow-Up: Includes strategic review text/email or call to answer question within 7 days after each session.
Choose Your Location
- Virtual: Meet from anywhere via secure video call.
- Research Park: 12001 Research Parkway Note: In-person meetings require a $35 office/convenience fee paid 48 hours in advance.
- Location as we both agreed in advance
Schedule A Chat Today
To book, please use the link below to submit the payment we discussed. Be sure to add the note ''IMPLEMENTATION SESSION " to the transaction."
We will contact you within 48 hours to schedule. Meetings are typically set within one to two weeks.
THE ELITE PROGRAM
Scheduled Strategy Refinement
The Elite Program is our most comprehensive coaching package, designed for clients seeking structured financial strategy reviews thrughout the year with guidance and maximum value.
Designed for investors who focus on capital growth, risk management, and disciplined decision making.
We meet up to three times annually (90–120 minutes per session). With no contracts and a pay-per-session model, you maintain total flexibility.
This service provides an in-depth education roadmap to master Tax Optimization, Wealth Building, and Intentional Investing all delivered without rushing the process. It's ideal for spouses or families committed to achieving shared financial goals together.
What You’ll Master:
Develop the ability to make confident, structured financial decisions with a clear long-term strategy.
- Investing Principles: Understanding risk tolerance, diversification, and how asset allocation impacts growth.
- Retirement Strategy: Learn to calculate a safe withdrawal rate for long-term sustainability and retirement security.
- Tax Efficiency: Master contribution strategies (Roth vs. Traditional) for maximizing your net returns.
- Your Roadmap: Develop a customized progress tracker and educational roadmap designed just for you.
The Engagement Process:
The program is structured for deep learning without feeling rushed. The initial session it could feel intensive, followed by flexible long-term support:
Initial Intensive:
- Up to Three on 90 min Sessions: Focused step-by-step tutorials delivered within a 6-9 months window to remove stress and confusion.
- Follow-Up: Includes strategic review text/email or call to answer question within 7 days after each session.
Great For Clients If You:
- View your earning/saving power or existing investments as your biggest asset and want to have full control yourself
- Have relatively complex financial affairs that need simplification and concise, expert information.
- Are a couple or family who wants to work together on a shared financial future.
Logistics & Booking
The Elite Program is held by appointment only, after agreed-upon fees, time, and location.
Locations:
- Virtual via secure video conference.
- In-Person At our office at 12001 Research Parkway, Orlando, FL 32826.
Pricing & Fees:
- Pricing is customized based on complexity.
- A payment is due 48 hours before the initial session.
- In-Person Fee: An additional $35 non-refundable charge is required for all in-person meetings to cover logistics.
Why 2-3 Meetings Per Year Works?
Encourages clients and allows positions time to mature. Keeps strategy aligned with long-term planning.
Our timing is intentional: we align our reviews with economic and market cycles to help you make proactive, strategic adjustments rather than emotional or reactive ones.
Ted provides the specialized education and tools needed to master asset allocation. His goal is to move clients toward total independence, allowing them to make strategic decisions and own their financial journey without a middleman.
IMPORTANT SCHEDULING NOTE:
Elite Program clients are currently experiencing a waiting period of a few weeks.
Ready To Replace Confusion With The Elite Program?
Schedule A Chat Today
CONTINUE SUPPORT (OPTIONAL)
Guidance for Your Family’s Future
Exclusively for Returning Clients
Building your financial system is just the start. Our Continued Support provides the long-term guidance and accountability you need to stay on track as your life and goals change.
The goal of such partnerships is often to empower individuals to take control of their financial journey, offering education and tools while the individual remains the decision-maker. A slow and steady approach with regular check-ins can help maintain focus on long-term growth and avoid impulsive decisions based on short-term market fluctuations.
Supporting Your Family Now and Later
We don’t just look at your numbers; we look out for your family’s future. We are here to be a steady resource for your loved ones, providing continuity and support for years to come.
- Support for You and Your Heirs: We help prepare the next generation to manage wealth responsibly, ensuring your legacy is preserved.
- Peace of Mind for Loved Ones: If the unexpected happens, we are already familiar with your systems. We can step in to guide your spouse or children through the technical financial steps, so they aren't left figuring it out alone.
- Legacy Continuity: We help ensure that your family’s mission and financial strategy remain cohesive across generations.
Simple, Honest Consulting
Once your core financial systems are in place, our Continued Support provides the accountability and expert guidance needed for long-term success. We help you maintain system "endurance," ensuring your workflows stay on track as your life and goals evolve.
System Endurance & Strategic Consulting
We provide periodic, focused check-ins to audit the integrity of your financial systems and serve as a strategic sounding board for new challenges.
- System Audits: We verify that your workflows are functioning correctly and provide corrective education where needed.
- Asset Allocation Education: We consult on the principles of risk tolerance and help you evaluate your current allocations against your stated long-term goals.
- Objective Feedback: We provide high-level financial concepts to keep your strategy sharp—without the conflict of interest found in commission-based models.
Our Role as Your Educator
To maintain our objective, flat-fee relationship, we provide instruction and system audits.
- What we do: Educate on financial concepts, review allocations against your goals, and provide strategic consulting.
- What we don’t do: We do not recommend specific funds, nor do we manage or monitor your external accounts. You remain in full control.
Pricing & After-Care
- Flat-Fee Approach: Enjoy peace of mind with transparent, upfront pricing based on our expertise, not the size of your assets. With no contracts and a pay-per-session model, you maintain total flexibility. We meet three times annually (90–120 minutes per session) or as needed.
- Extended Support: Have a quick follow-up question? We provide phone and text assistance at no extra charge after our session.
Why 3 Meetings Per Year Works?
Markets move in cycles, not daily noise. It reduces overtrading and emotional decisions. Encourages patience and allows positions time to mature. Keeps strategy aligned with long-term planning.
Scheduling & Logistic
Sessions are by appointment only. Meetings can be held virtually or at one of our Orlando locations:
Research Park: 12001 Research Parkway
Payment Policy:
- Payment is required 48 hours before the service is rendered.
In-Person Meetings: For long-term or return clients, we provide a more personolized consulting experience, which may include on-site strategy sessions for added convinence and deeper financial guidance. We can meet at your home or preferred location at no additional charge. My goal is to create an envirement where we can have more focused, meaningful conversations without adding inconvenience to your life.
Impementation or Elite Program Graduates Only:
Booking is reserved exclusively for clients who have successfully completed the Project Engagement or Elite Program. Access is by invitation only.
Scheduling:
To book, please use the link below to submit the payment we discussed. Be sure to add the note 'Return Client' to the transaction."
We will contact you within 48 hours to schedule. Meetings are typically set within one to two weeks.
Additional Separate Services Below:
Marriage Restoration:
Helping couples better understand one another. We will coach you strategies for turning your relationship around. On how to talk to each other and begin resolving conflict. It addresses listening to understand, bitterness, forgiveness, resolving conflict, solving problems, dealing with differences, intimacy and moving forward. We will discuss heart activation and continue improving communication. As well as we will discuss what people really want and need in order to feel loved.
"Unity between a husband and wife is the anchor that steadies a couple in the storms and the fuel that sustains them for the long haul."
One Session (up to 90 min ) At No Cost
Reach Us For Additional Information Or Submit The Question Below.
Helping Men Better Understand Who They Are:
Supporting Men Overcoming Self Defeating Patterns and Seeking Progress.
Steps That We Will Take:
Steps 1-3: These steps involve admitting powerlessness over certain aspects of life, believing in a higher power, and surrendering one's will to that power.
Steps 4-7: These steps focus on self-examination, admitting wrongdoings, and seeking to have character defects removed.
Steps 8-9: These steps emphasize making amends to those who have been harmed.
Steps 10-12: These steps involve ongoing self-reflection, improving one's connection with a higher power, and carrying the message of recovery to others.
One Session (up to 90 min ) At No Cost
Reach Us For Additional Information
Or Submit The Question Below.
Financial Wellness:
Below are some of the advantages of good financial wellness benefit:
- Higher productively levels
- Less employees absenteeism
- Lower turnover rates
- Higher employees morale
- Increases employee engagement
Ted can help change your employees’ money behavior. As most employees want help managing their finances.
The 2022 Smart Dollar Employee Benefits Study:
- 36% of employees missed work due to a financial problem in their personal lives.
- 56% of employees feel like they can’t get ahead with their personal finances.
- 56% of employees experienced burnout at work in the last month
- 51% of employees said money stress has negatively affected their mental health.
Reach Us For Pricing Or Submit The Question Below:
Estate Consultant Support
We understand that life’s greatest legacy isn’t just what you leave behind it’s how it’s carried forward.
Our Estate Consultant Support services are built to give families confidence, structure, and peace of mind during life’s most important transitions.
After your passing, the family if decides to retain Ted for help, we will offer a new agreement.
As our role is to help the family stay organized and contracted by the family to manage the estate process, our mission is simple:
To ensure every detail is handled with precision, compassion, and financial wisdom.
Ted will personally stand beside your family, guiding them through each step, coordinating with professionals, and protecting your legacy as is carried forward exactly as you intended.
- Ted will proudly serve as professional estate consultant, offering support under the highest standards of integrity.
- Organizing and inventorying estate assets ,accounts as your trusted guidance, not legal authority.
- Coordinating communication among heirs and professionals.
- Overseeing bill payments, insurance, and document preparation.
- Working alongside attorneys, CPAs, Advisors and real estate agents when legal or licensed expertise is required
Our focus is on clarity and ensuring your estate is handled according to your wishes, without confusion or unnecessary stress.
Our role is clear ONLY if the family choses additional guidance to coordinate, so they don’t have to navigate the process alone.
Note: Our Estate Support services end upon the client’s passing unless otherwise continued by the family or named executor requests additional coordination. LTM Elite Consulting does not assume legal or fiduciary duties and works only in coordination with licensed professionals.
Reach Us For Pricing Or Submit The Question Below:
Tactical Asset Allocation (TAA) Consultation :
Ted Would Coach You On How To Reduce The Need To Market-Time, Which Are Difficult To Predict In The Short Term And Teach You On How He Focus And Follow A Plan.
Ted Would Coach You On Being Flexible, Not Reactive, Using Timing And Awareness To Balance Risk And Opportunity While Staying Focused On Long Term Goals.
Ted Would Coach You Some Key Factors That Can Affect Tax Returns And How He Used The Opportunity To Better Manage Taxes By Optimizing Profits Tactically.
Ted Does NOT sell any courses or dreams rather coach his clients One-on- One, on asset location investing.
As Ted doesn't believe for many to have someone else, to manage their life savings, but instead learn on how to take control of their own personal finances.
"Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime."
"The most important quality for an investor is temperament, not intellect." Warren Buffett
Full Detail Regarding Position Trading Below
Let's Have A Chat. Book Your Free Discovery Call
Take the first step towards smarter wealth and tax strategies. During this 30-minute call, we'll explore your goals, review your current setup, and identify how our flat-fee consulting can help you grow, protect, and optimize your wealth.
Unsure which consulting package fits your needs?
Identify if there are any challenges and concerns. How you can make adjustments to achieve your journey faster with us by One-one-One Consulting.
You'll leave the call with insights, clarity, and a roadmap, no pressure , no obligation.
Let's determine if it’s a good fit for us to work together and discuss next steps from below.
For Additional Questions Regarding Our Services You Can Submit Your Request To Us Below:
What Areas Would You Like To Discuss?
* Cash Flow * Tax Optimization * Wealth Building * TAA Mentoring * Continued Client /Estate Consultant Support * Life Consulting * Other.
Reach us on WhatsApp
For DIY Investor
Tactical Asset Allocation (TAA)
I Like To Keep It Simple!
That Is Why Ted Utilizes TAA, As His Strategy Because It Gives Just That!
CLICK @ Screen Above Video Introduction:
Hi, My Name Is Ted And I Am The Co-Founder Of LTM Elite Consulting, LLC., Where I'm Devoted On Teaching You How I'm Implementing Tactical Asset Allocation (TAA).
This could be the first step in developing a life-changing skill for you and your family as I’m dedicated to educate others on methods that minimizes risk and regulates profits.
As I'm not here to sell dreams but I only stick to what I know truly works as I utilize myself this simple and successful strategies.
If You Are Interested And Would Like To Learn More About How To Learn And When Opportunities Present Itself You Are In The Right Place!
Most people like to take actions all the time and they like to gamble. But Ted doesn't teach any of that to his clients. Instead, when most investors panic and fear kicks in, Ted mentors his clients on how he react in such markets and steps that he takes with his own personal investments.
Ted believes that his years of investing, continues learning and real-world experiences all contribute to his unique coaching style.
"But divide your investments among many places, for you do not know what risks might lie ahead." Ecc 11;2“
Give a man a fish, and he will be hungry again tomorrow; TEACH him to catch a fish," ..
Investing in the stock market held a new world of opportunity for me and my family. So, I didn’t give up, I took pieces of the prior trial and errors. I had learned about Tactical Asset Allocation while studying account managers who focused on balancing growth and protection for their clients, Watching them adjust portfolios based on market cycles taught me that successful investing isn't about constant trading, it'd about understanding timing, risk and opportunity .
I have been investing on my own since 2012. As most of my investments are to this day an index fund investing / ETF. As I started perfected the system , I was able to make profit and bring in more income, I decided to step away from the Transportation Industry that I had worked for over 20 years.
It’s amazing & incredible what independent investing in the market has allowed me to do with my life. It has allowed me to free up time, so I can spend more with my family and do various ministry work for the Kingdom. As I stopped having to trade countless hours of my time for money but focus on what matters the most to me and my family.
"Plant your seed in the morning and keep busy all afternoon, for you don’t know if profit will come from one activity or another—or maybe both." Ecc 11:6
What Is Tactical Asset Allocation (TAA)?
"Is A Strategy That Means Adjusting Your Investments Based On What's Happening In The Market Instead Of Always Keeping The Same Mix. The Holding Period May Vary From Months To Years. Other Than “Buy & Hold”, It Is The Longest Holding Period Among All Trading Styles. "
************************************
Understanding TAA
You Don't Change What You Invest In Every Day, You Just Make Smart Shifts When Conditions Change. For Example, If The Economy Slows Down, You Might Move A Little More Into Safer Investments. When Things Improve, You Can Shift More Toward Growth Opportunities.
KEY TAKEAWAYS:
Many Investors End Up Losing Money Because They Fail To Make Moves That Meet Their Own Criteria. As The Saying Goes, “Plan The Trade And Trade The Plan.” Success Is Impossible Without Discipline!
***********************************
WHAT TO EXPECT:
* I Would Coach You On How To Reduce The Need To Market-Time, Which Are Difficult To Predict In The Short Term And Teach You On How I Focus And Follow A Plan.
* I Would Coach You On Being Flexible, Not Reactive, Using Timing And Awareness To Balance Risk And Opportunity While Staying Focused On Long Term Goals.
* I Would Coach You Some Key Factors That Can Affect Tax Returns And How I Used The Opportunity To Better Manage Taxes By Optimizing Profits Tactically.
* I Do Not Sell Any Courses Rather Coach You, So You Can Learn On How To Take Action On Your Own.
I Truly Believe That A Successful Investor:
Understands when opportunities such as periods of high volatility to implement TAA.
Understands market corrections and have a plan in place how to invest during such times.
Understands during the bull market to have an exit plan in place before you buy.
Understands taking advantage of market opportunities and potentially improving returns. This means that instead of going in and invest, you would sell when the holdings deviate from your target by a certain percentage, allowing you to capitalize on market fluctuations.
Some Amazing Quotes From Legends Below:
1. "Diversification makes very little sense for those who know what they are doing". Warren Buffet
2. Over-trading often leads to a disaster!.. "One of the best rules anybody can learn about investing is to do nothing, absolutely nothing unless there is something to do… I just wait until there is money lying in the corner, and all I have to do is go over there and pick it up… I wait for a situation that is like the proverbial ‘Shooting fish in a barrel’…”The truth is that MANY traders feel that they always have to be doing something in the market. They would make a big play that turned out huge profits and would say, “Boy, I’m killing it; I just tripled my money.” Then, they hop in the market again to do something else with that money. They just can’t sit there and wait for another signal to developing before going back into the market." Jim Roger
Thank You In Advance From Our Family To Yours.
Pricing
Here’s What We’ll Cover In Our FREE 15-Min Initial Conversation:
- Learn more about each other and anything you would you like to ask regarding trading.
- Uncover how our step by step position trading strategies can help become a successful trader.
- Determine if it’s a good fit for us to work together.
- Discuss Pricing
Tactical Asset Allocation Mentor
Project Engagement Package:
The engagements on learning position trading, are for anyone, who is looking for someone to come alongside to teach them techniques that are simple to implement.
Individuals who are interested of learning more of Ted implementations so they can increase their income. Ted will educate with his personal techniques so they have an idea and understand the basics on how to earn income on their own.
***** New clients currently waiting period is over 120 days*****
Project Engagement Package:
The project engagement was designed and implemented ONLY for individuals, who are willing to learn more than just fundamentals.
Are you looking for someone to come alongside you and to teach you techniques that are simple to implement?
Individuals who are interested of learning more than long term investing. Ted will educate so they have an idea and understand the basics on how to implement on their own.
Initial 6 Weeks Verbal Program Fee:
- Engagements and typically consist of six 60-minutes focused within 40 days on a step-by-step tutorials designed to remove stress and confusion.
- Have questions about anything we covered? We provide up to (2) 30-minutes after-care phone calls to answer any questions that come up.
The sessions will be held by appointments only in person located at our offices or virtual. An additional $35 if we meet in person.
If you are interested in being mentor with Ted please click below to schedule an appointment & also discuss your rate. (Anyone Who Completes The Project Engagement Package receive the 7th session at No Charge. Savings off $498)
***** Ted Currently Has A Waiting Time Period For New Clients Minimum Over Three Months Upon Approval, If You Would Be Okay With Being Added In A Waiting List. *****
For Our Return Clients Only
Return Client
Tactical Asset Allocation Mentorship
Designed for investors who focus on long-term capital growth, risk management, and disciplined decision making. Not day trading or short-term speculation.
We meet three times annually (90–120 minutes per session) or on your preferred schedule. With no contracts and a pay-per-session model, you maintain total flexibility.
Why 3 Meetings Per Year Works?
Markets move in cycles, not daily noise. It reduces overtrading and emotional decisions. Encourages patience and allows positions time to mature. Keeps strategy aligned with long-term planning.
Our timing is intentional: we align our reviews with economic and market cycles to help you make proactive, strategic adjustments rather than emotional or reactive ones.
Ted provides the specialized education and tools needed to master asset allocation. His goal is to move clients toward total independence, allowing them to make strategic decisions and own their financial journey without a middleman.
Verbal Program Fee:
- Engagements and typically consist of three 90-minutes focused within 365 days on a step-by-step tutorials designed to remove stress and confusion.
- Have questions about anything we covered? We provide up to 7-days after-care phone calls to answer any questions that come up.
It ill be held by appointments only in person located at our offices or virtual. An additional $35 if we meet in person.
Project Engagement or Elite Program Graduates Only:
Booking is reserved exclusively for clients who have successfully completed the Project Engagement or Elite Program. Access is by invitation only. Please proceed below to book your follow-up sessions and finalize your $35 in-person meeting fee.
Have An Amazing Day!
An investment in knowledge pays the best interest.” Benjamin Franklin
Screenshots are for illustrative purposes. Investing involves risk, including risk of loss. Views expressed are as of date indicated, based on the information available at the time, and may change based on market or other conditions.We aim to accurately represent the information provided on this website, programs and services. Past performance does not guarantee future results. You are acknowledging that you are participating voluntarily in using our website, programs, services, and you alone are solely and personally responsible for your results. Disclaimer:
