From Seeking Financial Help to Serving Others with Purpose

Ted’s journey began in 2012 when he started searching for guidance on managing his family’s personal finances. He reached out to several financial professionals, hoping to learn and grow. However, most of them focused on selling products, managing assets, or offering fee-only advice often requiring high fees or significant investable assets. What Ted truly wanted was someone who would teach and coach him, not just manage his money.

Unable to find that hands-on support, Ted continued his personal search and along the way, he encountered something far greater: A personal relationship with God and became spiritually free. Through growing in his faith, he began to see money differently. He learned that money is simply a tool, not the goal.

Ted pursued education in personal finance and tax preparation through online courses and certifications. As his knowledge deepened, so did his desire to help others especially those who had never been taught how to manage money. In 2016, he launched his personal ministry called Simply Free Living, now known as Love The Cross Ministries (LTM).

As he continued supporting family and friends in reaching their financial goals, Ted discovered a deep passion and fulfillment in helping people break free from financial stress and bondage. With his family’s support and God’s leading, he launched his independent consulting firm, LTM Elite Consulting, while also offering free financial guidance to low-income families, widows, and elders.

After 29 years of leadership roles in corporate America, Ted stepped away to fully pursue this mission. Today, through LTM, he continues to help others walk in financial wisdom, experience freedom, and live with purpose freeing time for what matters most: family, ministry, and serving others.

Ted's Family

Ted and his wife also are committed to counseling and ministering to singles and married couples about their spiritual walk and finances because of how profound the emotional and relational transformation can be to discover greater things in life.

Ted's Love for Christ Jesus, his family and others are what makes Ted passionate about what he does. His life experience allows him to assist others taking control of their personal finances, while allowing him to personally give back to the community. Ted is built around the culture of giving back, he and his family are involved in the community. He and  his wife are actively serving and involved in his local church where they are serving in the verist ministries as well as other independent ministries. Ted and his wife live in Orlando Florida, and they have 2 boys and 2 dogs.

"Enjoy life with your beloved wife during all the days of your fleeting life that God, has given you on earth during all your fleeting days; for that is your reward in life and in your burdensome work on earth. Whatever you find to do with your hands, do it with all your might, because there is neither work nor planning nor knowledge nor wisdom in the grave, the place where you will eventually go."                                Ecclesiastes 9: 9-10